Maximizing Your Unclaimed Funds
Xcess Advisors: Your Bridge To Recovering Unclaimed Assets
At Xcess Advisors, we understand the hurdles of reclaiming unclaimed funds and are committed to guiding you towards financial recovery with confidence and clarity. As your trusted asset recovery specialists, we have a streamlined process to partner with you to reclaim what's rightfully yours from county or state treasury departments.
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Did you know… Every year, billions of dollars remain unclaimed, tucked away in governmental accounts, eagerly awaiting their rightful owners? At Xcess Advisors, we're not just here to tell you about it; we're here to do something about it! With a laser focus on helping individuals, organizations, heirs, and trustees, we're experts at turning overlooked funds from tax sales and mortgage overages into exciting gains for our clients.
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We offer the solution you need. Our seasoned team possess the expertise to work directly with local and state authorities, ensuring the swift processing of your claims and the recovery of your excess funds. Schedule your complimentary consultation below or reach out to us via phone or email. It would be our privilege to guide you on this thrilling journey!
Specialized Real Estate Solutions
Our Services
Mortgage Foreclosure Surplus Funds
Mortgage foreclosure surplus funds are excess proceeds from a foreclosed property sale, owed to the homeowner and other stakeholders.
Often overlooked, these funds are held by the court or governing body. Claiming them involves a legal process where entitled parties must file a claim, proving their ownership or interest in the property. It's a complex but vital opportunity for stakeholders to recover some financial losses.
Tax Deed Overages
Tax deed overages occur when a property is sold for more than the delinquent taxes owed during a tax deed sale. These surplus funds are due to the property owner but may go unclaimed.
To claim them, individuals must navigate a complex legal process to prove entitlement. Once verified, the overage is distributed, providing an unexpected financial windfall for the property owner.
Estate Settlements
Our Estate Research & Recovery Services provide:
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Identification of estate assets belonging to heirs.
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Assistance in settling estates through probate court, managed by our legal team.
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Completion of Heirship Affidavits for our clients.
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Often, there's a necessity to initiate probate proceedings for the estate of the original owner.
How Does It Work?
Our Process
Our team of seasoned professionals are dedicated to delivering personalized solutions and maximizing the recovery potential for our clients.
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You're in for a win-win situation! With zero upfront costs or risk, you stand to gain some extra cash. We've got your back every step of the way, ensuring success in retrieving your funds. Once we secure your overage, an agreed upon percentage goes towards covering our expenses and rewarding our hardworking staff.
Here's our simple 4-step process below, to assist in locating and recovering funds rightfully owed to you.
Receive
1
Receive a notification from us that you’re entitled to funds.
Consultation
2
Schedule a free consultation where we provide clarity and answer your questions.
Notarize
3
We handle the paperwork and notarization -
sit back and relax.
Receive
4
Celebrate your
new-found funds!
Who We Are
About Xcess Advisors
Xcess Advisors is a leading firm specializing in the recovery of unclaimed funds. With a strong commitment to transparency and integrity since 2004, we have established ourselves as trusted advisors in the real estate industry. Our passion for helping clients unlock financial opportunities drives our relentless pursuit of excellence.
Our team consists of specialized real estate attorneys, researchers and professionals who work tirelessly to help you bridge the gap and recover your funds.
Denise & Lucian Reyes
Founders, Xcess Advisors
Frequently Asked Questions
At Xcess Advisors, we take pride in our successful track record of assisting clients in recovering unclaimed funds across diverse sectors. Our portfolio showcases our proficiency in delivering exceptional results for our clients.
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Why did you contact me?We reached out because we've discovered some excess or surplus funds that either belongs directly to you or you’re an heir. It's important to us that these funds get back to its rightful owner, and we're here to assist you every step of the way!
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What are excess or surplus funds?Well, here's the scoop: Every year, millions of homes are foreclosed on across this country, often with prices that exceed the delinquency or the amount that is owed. That extra cash? It rightfully belongs to the previous owner! Plus, when properties are auctioned off, they sometimes sell for more than owed to creditors and lien holders. We're all about ensuring that this surplus finds its way back to the homeowner or their heirs, spreading joy and financial relief. But, here's the kicker: If this money isn't claimed within each state's deadlines, it's forfeited to the government, and we don't want that! Let's make sure you get what's rightfully yours – and fast!
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How did you find me?When we come across overage funds, we get to work using a variety of research methods and skip tracing techniques, along with internet searches, to locate the rightful owner. It's like embarking on a thrilling treasure hunt with the ultimate goal of bringing joy and surprise to those who least expect it!
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How does this work?At Xcess Advisors, we're here to help you reclaim what's rightfully yours without any hassle. We work directly with the County and State governmental agencies and specialize in locating and recovering tax deed overages and mortgage foreclosure surplus funds. Once we find these funds, we reach out to the rightful owners to assist in their recovery.
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Does working with you cost me anything?Well, the best part is that we handle all the upfront work free of charge and only collect a percentage on the backend if and when our claim is successful. And don't worry – if we don't recover the funds, there's no cost to you.
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How long does the whole process take to get my funds?Each government agency operates on its own schedule, so timelines can vary. For some lucky individuals, they may see their funds in as little as 30 days from filing and others may take longer. It's all part of the process, but rest assured, the wait is worth it when those funds finally arrive!
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How do I know it’s not a scam?We completely understand your concerns. Rest assured, we're here to genuinely help people – it's what we're passionate about. We can provide you with proof from the various governmental agencies. We understand that it's not every day you receive a call about unclaimed funds.
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How can I be certain you won’t take all the funds?We'll sign an agreement outlining our services, which we encourage you to review before signing. Within this agreement, we ensure comprehensive coverage of all details, including the percentage of funds allocated to us upon successful recovery on your behalf.
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How do we get started?To begin the recovery process, simply get in touch with Xcess Advisors, LLC via phone or email. One of our representatives will delve into the specifics of your claim and promptly dispatch the necessary paperwork for your signature. Once we've received all the paperwork back from you, we'll swiftly compile your claim package and submit it to the appropriate agency. Rest assured, we'll keep you updated every step of the way until your funds are securely in your hands! Let's work together to ensure you get what you deserve.
Getting Started
The next step in getting started is very simple.
For a free consultation, please fill out the contact form, and a member of our team will reach out within 24 hours.
If you have a reference number, please place it in your message, thank you.
754-444-0644